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  • Annual Credit Report. com - Home Page
    AnnualCreditReport com is the only official site explicitly directed by Federal law to provide them How you play changes your score Details such as how much credit you have, how much you owe, and how often you pay affect your credit scores Do you know what else does? You may think you have one credit report and one credit score
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    What to look for Review your credit report What should I look for when I review my credit report? Make sure that you recognize the information on your credit report including your personally identifiable information, such as names, addresses, Social Security Number, accounts and loans Then check that the other information on your credit report is accurate and complete If you find information
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    All about credit reports Your rights to your free annual credit reports Federal law requires each of the three nationwide consumer credit reporting companies - Equifax, Experian and TransUnion - to give you a free credit report every 12 months if you ask for it They also make it easy to accomplish many credit-related tasks right from your computer
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    ACR What is a credit report All about credit reports What is a credit report? When you make a payment on a credit card or loan, the business that gave you the loan or credit keeps a record of how much and often you pay, as well as the credit limits and loan balances Those businesses and other sources may report your credit, loan and payment history to one or more credit reporting companies
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    For instant access to your free credit report, visit www annualcreditreport com For more information on obtaining your free credit report, visit www annualcreditreport com or call 877-322-8228 Use this form if you prefer to write to request your credit report from any, or all, of the nationwide consumer credit reporting companies
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    Minors between the ages of 13 through 17 can also order a report through the AnnualCreditReport com website If you suspect someone is using your child's information illegally, you should: Contact all three credit reporting companies and report the situation File a police report with your local law enforcement agency
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    If a dispute results in a change to your credit report, you will have up to 12 months to order a second free report through AnnualCreditReport com in order to review the changes How do I submit my dispute? To submit a dispute to a credit reporting company, contact the credit reporting company who has the inaccurate information on your credit





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